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This is blog about zero bank balance account Now a day state bank of India make a new rule to in your bank balance is more than 2000 rs if your bank balance is reduced than 2000 rs then u pay a penalties as per rule if your balance is less than 2000 the u charge 50 Rs per day and our balance is less than 1000 then u charge 100 per day So this balance maintaning major problems for students therefore some banks are gives zero balance bank account and this banks transections are online and totally paper less banks no more money to charge to create account Followings are listed banks which gives a zero balance account Digi bank (DBS Bank) Kotak bank(811 account) Digi Bank:- This bank is Singapure based bank which is simple to create account and zero balance account procedure for creating account first u download digi bank app u fill al information (adhar card ,pan card , address etc) then bank employ visit u then he/she completed your KYC after com