This is blog about zero bank balance account
Now a day state bank of India make a new rule to in your bank balance is more than 2000 rs if your bank balance is reduced than 2000 rs then u pay a penalties as per rule if your balance is less than 2000 the u charge 50 Rs per day and our balance is less than 1000 then u charge 100 per day
   So this balance maintaning major problems for students therefore some banks are gives zero balance bank account and this banks transections are online and totally paper less banks no more money to charge to create account
Followings are listed banks which gives a zero balance account

1. Digi bank (DBS Bank)
2. Kotak bank(811 account)

• Digi Bank:-
  

              This bank is Singapure based bank which is simple to create account and zero balance account

procedure for creating account 

1. first u download digi bank app
2. u fill al information (adhar card ,pan card , address etc)
3. then bank employ visit u then he/she completed your KYC
4. after completed KYC your can apply free for ATM card 
   

    In ATM card their is no charges and no transection  limit  no  of time u can vidral money and no atm delivary charges 

This card visa pay is best feature and this bank is awarded by esia most secured bank . this bank  brand ambassador is sachin tendulkar 

• Kotak 811 Bank account:-

   Kotak 811 is trusted banks   this banks 811 account is paper less account. similar procedure to creating account sa same digi bank this bank is no of branches but this banks ATM have transection limit and this bank also charge a On ATM